Foreclosure Defense


Home ownership is a goal that many people have. However, because most people have to take out a loan to buy a home, there is always a risk that one may not be able to make the payments. Mortgage companies typically add late fees when the payments are not made on time. If you make one late payment, then it can be hard for you to catch up. 

Foreclosure occurs when you go without making payments for a certain amount of time. No one wants to lose their home. This is why it is important to contact a real estate attorney.

Alternatives to Foreclosure 

Many people think that foreclosure is an inevitable if they cannot make the payments. However, you have a few options. A real estate attorney can help you decide which option is best. 

Loan Modifications 

You may have an easier time making the payments if you get it modified. That is why you should talk to your mortgage company about getting a loan modification. 

Short Sale 

If you want to avoid foreclosure and do not mind moving out your home, then a short sale may be a good option for you. A short sale is where you agree to sell your home for less than what you owe on it. 


A foreclosure can happen very quickly. However, it can be delayed by several months in order to give a person a chance to catch up on the payments or investigate other options. 


Many people request that someone investigate their case. They want to make sure that all of the proper procedures were followed. The case may be dropped if the proper foreclosure steps were not taken. 


Bankruptcy should always be a last resort. However, if you are facing foreclosure and have a lot of debts, then this may be the best option.